Hers vs Mochi: Which GLP-1 Program Fits You in 2026?
Hers vs Mochi comes down to fees and insurance. Both list the same starting prices for Wegovy and Zepbound. But Mochi's membership is $79 a month, and Hers' is $149 after a $39 first month (checked October 27, 2026). Mochi also works with insurance and sells compounded drugs. Hers is cash-only, brand-name focused, and made for women.
Below: the real cost at each, the fine print, and who should pick which.
Weight Loss Provider Guide is an independent comparison resource for GLP-1 telehealth providers.
Bottom line: On the same brand-name drug, Mochi usually costs less, because its fee is lower. Hers is simpler if you want brand-name only and will pay cash.
Best for Hers: Women paying cash who want FDA-approved brands only, in one app.
Best for Mochi: People who want to use insurance or Medicare, want a lower fee, or are open to compounded drugs.
Not best for either: Anyone under 18, pregnant, or with a history of thyroid cancer. Talk to your own doctor first.
What matters most: The membership fee. It is never part of the drug price at either company.
Hers vs Mochi at a glance
All facts below come from each company's own pages, checked October 27, 2026.
| Hers | Mochi Health | |
|---|---|---|
| Membership | $39 first month, then $149/month | $79/month, or $49/month if you prepay 12 months ($588). Free first month for some new members |
| Brand-name drugs (starting price) | Wegovy pill $149, Wegovy pen $199, Zepbound $299, Foundayo $149, Ozempic $199 | Wegovy pill $149, Wegovy pen $199, Zepbound $299, Foundayo $149, Ozempic $199, Mounjaro $499 |
| Compounded drugs | Only on a limited basis, when a clinician says it is needed | Yes. Semaglutide from $60, tirzepatide from $90, priced by dose, plus membership |
| Insurance | No. Cash-pay only | Yes. Insurance plan from $199 a year, plus copays. Help with prior authorization |
| Medicare | No | Says it helps with the Medicare GLP-1 Bridge (see the caution below) |
| HSA/FSA | Pay by card, then send the receipt for reimbursement | Mixed. The FAQ says yes; the terms say most plans don't cover the fee |
| How to cancel | In the app, by email, or by phone, at least 2 days before billing | In your account or by phone only. Email does not count |
| Refunds | First month's fee is non-refundable. Medicine can be refunded only if you cancel within 48 hours of your first order and it has not shipped | No refunds for part of a period. Medicine fees can't be refunded once sent to the pharmacy |
| Open legal case | FTC lawsuit filed July 2026 (claims, not findings) | Eli Lilly lawsuit filed April 2025 (claims, not findings) |
Starting prices are for the lowest dose. Higher doses can cost more at both.
Not sure either one is right for you?
The right pick depends on your insurance, state, budget, and the medicine you want. Our free Find My GLP-1 Path tool takes about 2 minutes. You do not need to sign up or give an email to see your match. It asks 8 quick questions plus a state and age check. A licensed clinician makes all treatment decisions.
See your GLP-1 match in about 2 minutesIs Mochi cheaper than Hers?
Yes, for the same brand-name drug at the starting dose, Mochi costs less. Both list the same drug prices. The gap is the membership fee: $149 a month at Hers vs $79 at Mochi. That is $70 a month.
Here is the math for two common drugs. These are cash prices at the lowest dose. A "month" here means one monthly bill.
| Plan, drug | First month | Each month after | Year one (12 bills) |
|---|---|---|---|
| Hers, Wegovy pill ($149) | $39 + $149 = $188 | $149 + $149 = $298 | $1,678 fee + $1,788 drug = $3,466 |
| Mochi monthly, Wegovy pill ($149), with free first month | $0 + $149 = $149 | $79 + $149 = $228 | $869 fee + $1,788 drug = $2,657 |
| Mochi monthly, Wegovy pill, no free month | $79 + $149 = $228 | $228 | $948 fee + $1,788 drug = $2,736 |
| Mochi 12-month prepaid, Wegovy pill | $588 fee paid up front + $149 = $737 | $149 | $588 fee + $1,788 drug = $2,376 |
| Hers, Zepbound ($299) | $39 + $299 = $338 | $149 + $299 = $448 | $1,678 fee + $3,588 drug = $5,266 |
| Mochi monthly, Zepbound ($299), with free first month | $0 + $299 = $299 | $79 + $299 = $378 | $869 fee + $3,588 drug = $4,457 |
How we got the year-one fee: Hers is $39 + (11 × $149) = $1,678. Mochi monthly with a free first month is 11 × $79 = $869. Mochi's 12-month plan is $588, which works out to $49 a month.
Things that can change your total:
- Dose. Starting prices go up at higher doses at both companies. Neither price list covers every dose on one page.
- Labs. Mochi lists labs from $26. We could not confirm what labs Hers requires or charges for.
- Promos. Mochi's free first month is for new members on the monthly plan, and not in every state. Its Medicare page shows a different promo ($39 first month). Check the price at checkout.
- Who bills you. At Hers, the membership and the medicine are separate charges, and some drugs may be billed by a partner pharmacy.
For more on the Hers fee, see does Hers have a membership fee.
When is Hers the better pick?
Hers costs more per month. Here is when that can still make sense:
- You want brand-name only. Hers has moved its weight loss program to FDA-approved drugs. It offers compounded semaglutide only in limited cases.
- You want a women-focused app. Hers is the women's brand of Hims & Hers. Its plan includes 24/7 messaging with licensed providers, a peer community, and an opt-in smart scale.
- You want more ways to cancel. Hers lets you cancel in the app, by email at support@forhims.com, or by phone at 1-800-368-0038. Mochi does not accept email.
- You want a short refund window on medicine. If you cancel within 48 hours of your first order, and it has not shipped, Hers refunds your medication plan.
- You may not need a video visit. Hers says a video visit may not be required, depending on your state.
Hers is not in every state, and a clinician decides if you qualify. To compare Hers with other big names, see Ro vs Hers and Hers vs Hims.
See if you qualify with HersWhen is Mochi the better pick?
We'll say it plainly: on cost and insurance, Mochi comes out ahead. Mochi is not a partner of ours, so there is no Mochi button on this page. You can go to joinmochi.com directly.
Mochi is likely the better fit if:
- You want the lowest fee. $79 a month, or $49 a month if you prepay a year. Hers is $149 after month one.
- You have insurance that may cover a GLP-1. Mochi has an insurance plan from $199 a year. It says it shows your copay before you commit and helps with prior authorization (the form your plan may need before it pays).
- You are open to compounded drugs. Mochi lists compounded semaglutide and tirzepatide. Hers mostly does not.
- You want a dietitian. Mochi says dietitian visits are free with its insurance plan.
There is one catch, covered below: some of Mochi's own legal pages don't match its insurance and payment claims.
Do Hers or Mochi take insurance?
Hers does not take insurance. It is cash-pay only, per its terms updated October 20, 2026. See does Hers take insurance for every route.
Mochi says it does. Its pricing page lists a "Covered With Mochi" plan: $119 for 6 months or $199 for 12 months. It says visits are billed through your insurance, and you see your copay first. Your medicine copay is extra and depends on your plan.
The conflict we found: Mochi's Patient Agreement (last updated September 18, 2025) says Mochi does not directly bill commercial insurance. It also says Mochi is not enrolled with Medicare or Medicaid. Its newer pages say the opposite. Before you pay, ask Mochi in writing who will bill your plan and what you will owe.
Medicare: Mochi's Medicare page says the Medicare GLP-1 Bridge began July 1, 2026, with "as little as a $50 copay." Hers does not take Medicare or any other insurance. For more, see our Medicare GLP-1 Bridge guide.
Want insurance help from a company that spells it out? Ro is our top pick for insurance support. Ro's membership is $39 for the first month, then $149 a month (or $74 a month on a 12-month plan, $888 up front). That is more than Mochi's insurance plan. But Ro's own pages lay out its insurance process clearly. Ro's insurance help covers the Wegovy pen, Zepbound pen, and Ozempic. Insurance never pays the Ro membership. Medicaid members are not eligible. More options: GLP-1 providers that accept insurance.
Check your coverage with RoCompounded options: Mochi yes, Hers mostly no
Compounded drugs are not the same as brand-name drugs. The FDA says compounded drugs are not FDA-approved. It does not review them for safety, effectiveness, or quality before they are sold. The FDA also says they should be used only when an approved drug can't meet a patient's needs.
Mochi lists compounded semaglutide from $60 and compounded tirzepatide from $90, priced by dose. You also pay the $79 membership. So the lowest compounded semaglutide price at Mochi is $60 + $79 = $139 a month on the monthly plan. Mochi also lists compounded pills. These are not the same as FDA-approved pills like the Wegovy pill or Foundayo.
Hers offers compounded semaglutide only on a limited basis, when a clinician says it is needed.
If you are open to compounded medicine, Embody is our top pick. Embody has no membership fee. On October 27, 2026, it listed compounded semaglutide at $79 for one month, or $49 a month on a 12-month plan ($588). Compounded tirzepatide was $129 for one month, or $99 a month on a 12-month plan ($1,188). Embody says it accepts HSA/FSA. See Embody GLP-1 cost and is compounded semaglutide safe?
See Embody's current plansWhat the sales page says vs. what the terms say
We read both companies' terms on October 27, 2026. Here is where the fine print adds something you should know.
| Topic | What the sales page says | What the terms say |
|---|---|---|
| Hers: price | $39 first month | Then auto-renews at $149 a month until you cancel |
| Hers: refunds | — | First month's fee is non-refundable. No refund once medicine ships |
| Hers: what cancelling does | — | Cancelling your medicine plan does not cancel your membership |
| Mochi: insurance | Visits billed through insurance | Patient Agreement says Mochi does not directly bill commercial insurance |
| Mochi: HSA/FSA | FAQ says yes for the membership | Terms say the fee is "not a covered benefit" under most HSA/FSA plans |
| Mochi: cancelling | — | Cancel in your account or by phone. Email does not count. It ends at the end of your term |
| Mochi: missed visits | — | Fee of up to $75 if you miss a visit without 24 hours' notice |
On HSA/FSA at either company, keep your receipts and ask your plan before you pay. Our Hers HSA/FSA guide has more.
How do you cancel Hers or Mochi?
Hers: Cancel at least 2 days before your next bill. Use the app, email support@forhims.com, or call 1-800-368-0038. The first month's fee can't be refunded. Medicine can't be refunded once it ships.
Mochi: Cancel in your account ("cancel subscription") or call (619) 648-1247. Email is not a valid way to cancel. Your plan ends at the end of the term you paid for. Mochi does not refund part of a period, except case by case.
What does the public record show?
We list these so you know they exist. A lawsuit is a set of claims, not a finding.
- Hers, FDA letter. On September 9, 2025, the FDA sent a warning letter to Hims & Hers Health, Inc., which runs Hers. It was about how Hers marketed compounded drugs.
- Hers, FTC lawsuit. On July 29, 2026, the FTC, the Utah Attorney General, and Los Angeles County sued Hims & Hers in federal court. They claim the company signed people up for subscriptions and refills without clear consent. They also claim it made cancelling hard, failed to give refunds, and shared health data with advertisers. These are claims. The case is still early.
- Mochi, Eli Lilly lawsuit. In April 2025, Eli Lilly sued Mochi Health in federal court. Lilly claims Mochi misled people into buying compounded copies of Mounjaro and Zepbound. These are claims. In 2026, the judge let most of Lilly's claims go forward. The case was still open when we checked.
- Mochi, FDA. We found no FDA warning letter to Mochi Health in the FDA's database.
How do Hers and Mochi compare on our ranking criteria?
We rank providers on six criteria. Commission never changes a ranking. Here is who has the edge on each. This is our judgment from public facts, not a score.
| Criterion (weight) | Edge | Why |
|---|---|---|
| Pricing transparency (25%) | Even | Both post starting prices. Neither shows every dose on one page. Mochi's promos conflict across pages |
| Clinical oversight (20%) | Even | Both use licensed clinicians. Mochi offers unlimited visits. Hers offers 24/7 messaging and may skip video by state |
| Medication access and pharmacy (20%) | Mochi | Mochi offers brand-name and compounded routes. Hers is mostly brand-name only |
| Insurance support (15%) | Mochi | Mochi has an insurance plan. Hers takes no insurance. Note Mochi's terms conflict |
| Cancellation and refunds (10%) | Hers | More ways to cancel and a 48-hour medicine refund window. Note the FTC claims |
| Experience and support (10%) | Even | Both offer round-the-clock messaging |
See how we score in How We Rank.
Who should talk to a doctor first?
See your own doctor before using either service if you:
- Are under 18. Mochi runs a program for kids. A child's care should go through their own doctor.
- Are pregnant, trying to get pregnant, or breastfeeding.
- Have had thyroid cancer (medullary), MEN 2, or pancreatitis.
- Take insulin or other diabetes drugs.
A licensed clinician decides if any GLP-1 is right for you. Neither company guarantees a prescription.
FAQ
Is Mochi cheaper than Hers?
Usually, yes. Both list the same starting prices for drugs like the Wegovy pill ($149) and Zepbound ($299). Mochi's membership is $79 a month, while Hers' is $149 after a $39 first month. On the Wegovy pill, year one is about $3,466 at Hers vs $2,657 at Mochi's monthly plan with a free first month.
Does Mochi take insurance?
Mochi says yes. Its insurance plan costs $119 for 6 months or $199 for 12 months, plus copays. But its Patient Agreement says it does not directly bill commercial insurance. Ask Mochi in writing who will bill your plan before you pay.
Does Hers take insurance?
No. Hers is cash-pay only. You can pay with an HSA or FSA in some cases, but you may need to pay by card and send in the receipt.
Does Hers or Mochi sell compounded semaglutide?
Mochi does, from $60 a month plus the $79 membership, priced by dose. Hers offers compounded semaglutide only on a limited basis, when a clinician says it is needed. Compounded drugs are not FDA-approved.
Which is better for women, Hers or Mochi?
Hers is built for women and has a women-focused community and plan. Mochi serves all adults and costs less on the same drug. If you want a women-focused app and brand-name drugs only, Hers fits. If cost or insurance matters more, Mochi fits. See our best GLP-1 programs for women.
Are Hers or Mochi being sued?
Yes, both face open lawsuits. The FTC and others sued Hims & Hers, which runs Hers, in July 2026. Eli Lilly sued Mochi Health in April 2025. Both cases involve claims, not findings.
Your next step
Still not sure which GLP-1 path fits you? Take our free Find My GLP-1 Path quiz — about 2 minutes, no signup.
Find My GLP-1 PathWhat we actually verified
| Item | What we found | Confidence |
|---|---|---|
| Hers membership and drug prices | $39 then $149/month; Wegovy pill from $149, Zepbound from $299 | High (Hers pages and terms, Oct 27, 2026) |
| Mochi membership and drug prices | $79/month or $588/year; Wegovy pill from $149, Zepbound from $299 | High (Mochi pricing page, Oct 27, 2026) |
| Mochi insurance billing | Sales page and Patient Agreement disagree | Medium (conflict on Mochi's own pages) |
| Mochi HSA/FSA | FAQ and terms disagree | Medium (conflict on Mochi's own pages) |
| Cancel and refund rules | As listed above | High (both companies' terms, Oct 27, 2026) |
| Lawsuits | Both filed and open | High (court dockets, Oct 27, 2026) |
| Mochi state list, Hers per-dose prices | Not shown on the pages we read | Could not verify |
We do not accept payment for rankings. How we compare providers is in How We Rank. Compare more programs on Best GLP-1 online programs. More on Hers: Hers GLP-1 reviews.
Sources
All checked October 27, 2026.
- Hers: weight loss and Hers: weight loss FAQ
- Hers: FSA/HSA
- Hers: terms and conditions (updated October 20, 2026)
- Mochi Health: pricing by dose and Mochi Health: FAQ
- Mochi Health: terms and Patient Agreement
- Mochi Health: Medicare GLP-1 Bridge
- Ro: pricing and Ro: insurance
- Embody home page and Embody storefront
- FDA: concerns with unapproved GLP-1 drugs used for weight loss
- FDA: warning letter to Hims & Hers Health, Inc. dba Hers (September 9, 2025)
- Court docket: FTC et al. v. Hims & Hers Health, Inc., 3:2026cv07871 (N.D. Cal.)
- Court docket: Eli Lilly and Company v. Mochi Health Corp. et al., 3:2025cv03534 (N.D. Cal.)
This content is educational only and does not replace professional medical advice. Always consult a qualified healthcare provider before starting any medication.